🔒 Online Safety for Seniors
Your Complete Guide to Digital Security & Scam Protection
🚨 Critical Safety Reminder
Never give personal information to unsolicited callers, emails, or texts.
Legitimate companies will never ask for passwords, Social Security numbers, or banking information via phone or email.
📧 Email Safety
🚩 Common Email Scams to Avoid
- Emails claiming your account will be closed unless you click a link
- Requests for immediate action or 'urgent' responses
- Messages from 'banks' or 'government agencies' asking for personal info
- Lottery winnings or inheritance scams
- Romance scams from people you've never met in person
✅ Safe Email Practices
- Never click links in suspicious emails - type website addresses directly
- Look for spelling/grammar mistakes in 'official' emails
- Check sender email addresses carefully (scammers use similar-looking domains)
- When in doubt, call the company directly using a number from their official website
- Keep your email software updated with security patches
- Use spam filtering and report suspicious emails
🔐 Password Security
Creating Strong Passwords
✅ Good Example:
SunnyDay$2024!Garden
Uses: uppercase, lowercase, numbers, symbols, and is 19 characters long
❌ Bad Examples:
password123
birthdate (01/15/1950)
petname (Fluffy)
These are too simple and easy to guess
Password Management Tips
- Use a different password for each important account
- Make passwords at least 12 characters long
- Include uppercase, lowercase, numbers, and symbols
- Consider using a password manager (like LastPass or 1Password)
- Write passwords down and keep them in a secure, private location
- Never share passwords with strangers or over the phone
📱 Phone & Text Scams
🚩 Phone Scam Red Flags
- Calls claiming to be from IRS, Medicare, or Social Security
- Threats of arrest or legal action if you don't pay immediately
- Requests to pay with gift cards, wire transfers, or cryptocurrency
- Calls about computer viruses or 'warranty expiration'
- High-pressure tactics or refusal to call back later
✅ Safe Phone Practices
- Hang up on suspicious calls - legitimate callers will call back
- Never give personal information to unsolicited callers
- Register your number with the National Do Not Call Registry
- Use caller ID and don't answer unknown numbers
- If unsure, ask for the caller's name and company, then verify independently
- Report scam calls to your phone carrier and the FTC
📞 Important Phone Numbers
- FTC Fraud Hotline: 1-877-FTC-HELP (1-877-382-4357)
- FBI Internet Crime: ic3.gov
- Social Security Fraud: 1-800-269-0271
- Medicare Fraud: 1-800-MEDICARE (1-800-633-4227)
- Free Credit Report: annualcreditreport.com
🚨 If You Think You've Been Scammed:
- Stop all communication with the scammer immediately
- Contact your bank if you shared financial information
- Change passwords for any accounts that may be compromised
- Report the scam to the FTC at reportfraud.ftc.gov
- File a police report if you lost money
- Talk to family or trusted friends - don't feel embarrassed