🔒 Online Safety for Seniors

Your Complete Guide to Digital Security & Scam Protection

🚨 Critical Safety Reminder

Never give personal information to unsolicited callers, emails, or texts.

Legitimate companies will never ask for passwords, Social Security numbers, or banking information via phone or email.

📧 Email Safety

🚩 Common Email Scams to Avoid

  • Emails claiming your account will be closed unless you click a link
  • Requests for immediate action or 'urgent' responses
  • Messages from 'banks' or 'government agencies' asking for personal info
  • Lottery winnings or inheritance scams
  • Romance scams from people you've never met in person

✅ Safe Email Practices

  • Never click links in suspicious emails - type website addresses directly
  • Look for spelling/grammar mistakes in 'official' emails
  • Check sender email addresses carefully (scammers use similar-looking domains)
  • When in doubt, call the company directly using a number from their official website
  • Keep your email software updated with security patches
  • Use spam filtering and report suspicious emails

🔐 Password Security

Creating Strong Passwords

✅ Good Example:
SunnyDay$2024!Garden
Uses: uppercase, lowercase, numbers, symbols, and is 19 characters long
❌ Bad Examples:
password123
birthdate (01/15/1950)
petname (Fluffy)
These are too simple and easy to guess

Password Management Tips

  • Use a different password for each important account
  • Make passwords at least 12 characters long
  • Include uppercase, lowercase, numbers, and symbols
  • Consider using a password manager (like LastPass or 1Password)
  • Write passwords down and keep them in a secure, private location
  • Never share passwords with strangers or over the phone

📱 Phone & Text Scams

🚩 Phone Scam Red Flags

  • Calls claiming to be from IRS, Medicare, or Social Security
  • Threats of arrest or legal action if you don't pay immediately
  • Requests to pay with gift cards, wire transfers, or cryptocurrency
  • Calls about computer viruses or 'warranty expiration'
  • High-pressure tactics or refusal to call back later

✅ Safe Phone Practices

  • Hang up on suspicious calls - legitimate callers will call back
  • Never give personal information to unsolicited callers
  • Register your number with the National Do Not Call Registry
  • Use caller ID and don't answer unknown numbers
  • If unsure, ask for the caller's name and company, then verify independently
  • Report scam calls to your phone carrier and the FTC

📞 Important Phone Numbers

  • FTC Fraud Hotline: 1-877-FTC-HELP (1-877-382-4357)
  • FBI Internet Crime: ic3.gov
  • Social Security Fraud: 1-800-269-0271
  • Medicare Fraud: 1-800-MEDICARE (1-800-633-4227)
  • Free Credit Report: annualcreditreport.com

🚨 If You Think You've Been Scammed:

  • Stop all communication with the scammer immediately
  • Contact your bank if you shared financial information
  • Change passwords for any accounts that may be compromised
  • Report the scam to the FTC at reportfraud.ftc.gov
  • File a police report if you lost money
  • Talk to family or trusted friends - don't feel embarrassed
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